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Choose from a range of IRDAI-approved health insurance plans with maximum coverage and minimum premium. Get instant policy quotes and free expert assistance.
Key Highlights of Health Insurance Plans
Covers pre- and post-hospitalisation charges– A health insurance policy covers your medical expenses end-to-end. The coverage starts from just before hospitalisation to after hospitalisation.
Covers complete On-patient Demand (OPD) Expenses– Most of the health insurance plans are tailored to cover the expenses for your OPD expenses from teleconsultation with doctor to routine diagnostics. However, the terms may vary depending on the insurer.
Cashless Hospitalisation– At the time of need, you simply need to visit a nearby network hospital that has tie-ups with your insurer to avail cashless hospitalisation. This feature becomes beneficial when you require immediate treatment with the worry of fund arrangement.
Covers pre-existing diseases– After the completion of your waiting period, as mentioned in your policy certificate, a health insurance policy covers you for your pre-existing diseases as well.
Add-on Benefits– The coverage of health insurance can be further extended by including add-ons such as critical illnesses, maternity, and accidental death benefits. However, the premium of the insurance may rise depending on the add-ons.
Provides Tax Benefits Under Section 80D– Having a health insurance plan also provides tax benefits under Section 80D of the Income Tax Act, 1961. You can claim up to INR 75,000* per year, depending on the type of plan you buy.
Choose the Right Policy for Your Needs
| Policy Type | Ideal For | Coverage Amount |
|---|
| Individual Plan | Single Adults | ₹5–25 Lakhs |
| Family Floater | Families up to 6 | ₹5–50 Lakhs |
| Senior Citizen Policy | Age 60+ | ₹3–10 Lakhs |
| Top-up Plans | Extra Coverage | ₹10–50 Lakhs |
Why Buy Health Insurance From Us?
- ✅ Compare 25+ insurers in one place
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- ✅ Free Claim Support
- ✅ Zero Hidden Charges
- ✅ Quick Policy Issuance (within minutes)
Benefits of Buying Health Insurance Plans Online
Convenience- No need to meet agents or visit offices—compare, choose, and buy from anywhere at any time.
Better Prices- Many insurers offer discounts solely for online purchases so you save a lot.
Comparisons- You can check plans side by side, ensuring you get the best one that caters to your requirements.
Instant Policy Insurance- No long waiting periods; get covered immediately with minimal paperwork.
Transparency- You have detailed information about premiums, coverage, exclusions, and terms handy so that you can make a rational choice.
Disclaimer: Labofy is an acting agent of InsuranceDekho.com Girnar Insurance Brokers Private LimitedIRDAI License Number : 588CIN: U66010RJ2016PTC054811 | Composite Broker Valid Till: 19/03/2026.Your information will be shared with the InsuranceDekho team, who will guide you further.